Perfect Money – convenience and anonymity

TOR was designed for security and anonymity and a lot of payment systems were created due to trend. Many of them cooperated with the authorities, but some remained independent, Perfect Money (PM) is one of them.

Short description

“Perfect Money” primary URL: https://perfectmoney.is

PM is an electronic payment system for cashless payments in the Internet, created in 2007. It allows customers to pay for purchases, send and receive money transfers, exchange their currency, borrow or lend funds (I will write about it in a separate post).

Despite the fact that the system was created as a payment instrument, it’s also used for money laundering and monetization of cybercrime. In addition, over a thousand financial pyramids use Perfect Money because of anonymity. For Deepweb users it’s the most important thing. So, I decided to write about this service.

Why do you need PM?

PM is needed for security and anonymity. Because of its Certified partners, you can easily pay for a purchase on almost all sites in the Clearnet. Also, PM’s Certified partners allows to make purchases in the DW with your bank card to Western union. To do this, deposit your money to PM and when withdrawing, just indicate the seller’s wallet.

Registration

First you need to register. To do this, just click on the “Signup” button and fill out the registration form. The PM doesn’t require too much information. Furthermore, it doesn’t have to be real. It also provides the possibility to choose between the personal and business account (for companies). After registration you will receive a Member ID by email. You must use Member ID to log in. 

Account page

When you log in the personal area, you see some information about your account: account type, trust score, credit status. Also, you have 4 wallets: Troy oz, USD, EUR and BTC. 

You can verify the account as well because it allows you to deposit and withdraw via bank wires, but you have to upload a scanned copy of your ID (passport or driving license) with your real name, but after that there won’t be any anonymity, so I don’t recommend you to do it. Luckily, you can make a fake ID and use it, so, everything will be ok.

Don’t forget about account’s safety. I advise you to activate the code card and sms confirmation (but only on the fake sim card, otherwise you can be easy found) in security settings.

Deposit

Of course to start working on this site you need to deposit money on it. Click on the “Deposit” button and you will be given 6 ways to top up your wallets:

  1. Bank wire (only for verified accounts).
  2. Cash deposit (inconvenient). 
  3. e-Voucher (if you were given it then why not use it?). 
  4. Certified Partners (increase the number of deposit methods).
  5. Bitcoin (the best way to top up because of the anonymity).
  6. Credit exchange (there’s a chance to be fooled).

Functionality

Now I will tell you about the site’s functionality. The first one is a quick payment. You need to specify the sender and recipient accounts and the amount of the transfer. Nothing difficult. In addition, you can speed up all transactions with your accounts by adding a payee to your payee list.

Other section is a “Send money”. It’s more advanced than quick payment. You can send scheduled or single payment just by choosing the account to which the money should be transferred to.

Also you can exchange existing currency in a few seconds. PM  provides you with rates for cross exchange below. To exchange money you need to: 

  • Click on the “Preview” button to check the details.
  • Indicate the amount of currency.
  • Choose exchange option.

Withdraw

If you have already received enough money, then it’s time to withdraw it. To do this, click the “Withdraw” button. This time you will be given 7 ways. 

  1. Bank wire (only for verified accounts).
  2. Cash Withdrawal (inconvenient).
  3. e-Voucher (easy to send to third parties).
  4. E-currency (easy and convenient).
  5. Certified Exchange Partners (increase the number of  withdrawal methods).
  6. Bitcoin (the best way to withdraw because of the anonymity).
  7. Credit exchange (there’s a chance to be fooled).

How to withdraw to BTC wallet

It’s pretty simple. You just need: 

  1.  Create a BTC account and exchange money to BTC.
  2.  Click the “Withdraw” button.
  3.  Choose the option “Bitcoin”.
  4.  Click on the “Create new withdrawal” button.
  5.  Then you need to indicate the account to debit, bitcoin address and the withdrawal amount.

Conclusion

Functionality 

⭑⭑⭑⭑⭑⭑⭑⭑⭑⭑ 10/10

There are all the necessary functions, many ways to deposit and withdraw funds. Everything is easy and clear.

Convenience

⭑⭑⭑⭑⭑⭑⭑⭑⭒⭒ 8/10

In general, working on the service is quite convenient. But because of the huge amount of information and old, uncomfortable design, sometimes it’s difficult to find the right button or instruction.

Safety

⭑⭑⭑⭑⭑⭑⭑⭑⭑⭑ 10/10

PM has been working for over 10 years without any complaints and problems. 

Overall

⭑⭑⭑⭑⭑⭑⭑⭑⭑⭒ 9/10

At the end, “Perfect money” is a good payment service compared to others. It has a lot of advantages, but the main are anonymity and safety. Also it has a simply registration, many possibilities and a lot of ways to deposit and withdraw. In short, I recommend you to work on this service.

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10 comments
  1. Nice review, zerb, but I have some things to clarify.
    So, literally, Perfect Money is like a Bitcoin but in clearnet and with a web interface, right? Do they work in any country or in just few of them?

    1. Hi, solomonk. BTC is in clearnet, so I don’t understand your question. PM is available in all countries except the USA, but you can use it with VPN

  2. Thank you for the article. I guess one of the main pros is that it doesn’t depend on the exchange price unlike Bitcoin and you always pay 100 and not 99 or 105 because each shop has it’s own Bitcoin exchange price

    1. Yes and not. They partly block TOR. If you are lucky, you will access it. But you can access it from a normal browser like Chrome or Opera. Use VPN or proxy and private mode and it’s ok

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